Actress Subuhii Joshii recently encountered a harrowing health scare that led to her hospitalization after experiencing breathlessness, congestion, and severe left-sided body pain, causing her heart rate to surge to 160. Recounting the distressing incident, she detailed waking up in discomfort and seeking immediate medical assistance, ultimately spending three days in the hospital’s ICU for tests and treatment.
However, Subuhii faced unexpected challenges during her hospital discharge when her insurance agency denied coverage for the incurred Rs 50,000 bill, deeming it non-emergency despite the critical condition that necessitated her admission. Expressing her shock and dismay over the refusal, she highlighted the disconcerting contrast between the emergency she faced and the insurer’s dismissal, ultimately bearing the substantial expenses herself after a five-hour wait.
Having been a loyal policyholder for three years and invested in her family’s health insurance through the same agency, Subuhii expressed disappointment in their lack of immediate support during her crisis. She critiqued the agency’s inconsistency, highlighting their aggressive renewal campaigns while ignoring crucial calls for assistance in times of need.
Frustrated by the system’s inadequacies, Subuhii raised concerns about exorbitant hospital charges and advocated for structured slabs in medical expense coverage. Her experience sheds light on the urgency for insurance reforms and a more responsive, empathetic approach by health insurance providers, emphasizing the need for transparency and reliability in emergency coverage, ultimately advocating for policy improvements within the healthcare sector.”